At HB Financial Service, our goal is to make the process of applying for SBA loans easier, faster and stress-free. We understand that the process of obtaining financing for your business can be complex and overwhelming. That’s why we’ve partnered with lenders that specialize in SBA loans to provide you with the guidance and support you need throughout the entire process.
Our team of experienced professionals will help you understand the terms and conditions of your loan, so you can make the best decision for your business. We are here to help you unlock the potential of your business
SBA Loan Types
Standard 7(a)
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Maximum loan amount$5 million
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Maximum SBA guarantee %85% for loans up to $150,000 and 75% for loans greater than $150,000
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Interest rateLenders and borrowers can negotiate the interest rate, but it may not exceed the SBA maximum
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Revolving lines of credit Up to 10 years
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SBA turnaround time5-10 business days
7(a) Small Loan
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Maximum loan amount $350,000
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Maximum SBA guarantee % 85% for loans up to $150,000 and 75% for loans greater than $150,000
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Interest rate: Lenders and borrowers can negotiate the interest rate, but it may not exceed the SBA maximum
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SBA turnaround time5-10 business days
SBA Express
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The SBA Express program features an accelerated turnaround time for SBA review. The SBA will respond to your application within 36 hours.
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Maximum loan amount $500,000
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Maximum SBA guarantee % 50%
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Interest rate: Lenders and borrowers can negotiate the interest rate, but it may not exceed the SBA maximum
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Eligibility decision: Made by the lender
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Revolving lines of credit Up to 10 years
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SBA turnaround time Within 36 hours
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Credit decision: Made by the lender